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1.

The Promoter The promoter is: Business Loan Network Limited trading as ThinCats of 2-3 Charter Point Way, Ashby de la Zouch, Leicestershire, LE65 1NF. Telephone Number 01530 444040.

2.

The Competition

2.1

The title of the competition is ThinCats Photo Competition 2018.

2.2

We are looking for photographs that encapsulate the new ThinCats style of imagery. All you have to do is submit a photo of your own that you feel best represents our new look.

3.

How to enter

3.1

The competition will run from 10am on Friday 12th Jan (the "Opening Date") to 4pm on Fri 9th Feb (the "Closing Date") inclusive.

3.2

All competition entries must be received by the Promoter at the address set out at condition 1 by no later than 4pm on the Closing Date. All competition entries received after the Closing Date are automatically disqualified.

3.3

To enter the competition: Go to our competition page hosted at http://woobox.com/955gu8 Upload your photo and provide a brief description of where it was taken Provide us with your email address and your name (so that we can contact you if you win) Click enter

3.4

3.5

The Promoter will not accept: (a)

responsibility for competition entries that are lost, mislaid, damaged or delayed in transit, regardless of cause, including, for example, as a result of any postal failure, equipment failure, technical malfunction, systems, satellite, network, server, computer hardware or software failure of any kind; or

(b)

proof of posting or transmission as proof of receipt of entry to the competition.

By submitting a competition entry, you are agreeing to be bound by these terms and conditions.

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3.6

The competition entries will be judged by a panel of three judges who will pick the winning photograph for its quality, composition and relevance to the look and feel of the new ThinCats brand. The decision of the panel of judges (acting reasonably) will be final.

3.7

Once a photograph is uploaded to the Website, it will be moderated by ThinCats staff before being made available on the ThinCats Website and social media accounts for viewing by the general public.

4.

Eligibility

4.1

The competition is only open to all residents in the UK aged 18 years or over, except: (a)

employees of the Promoter or its holding or subsidiary companies;

(b)

employees of agents or suppliers of the Promoter or its holding or subsidiary companies, who are professionally connected with the competition or its administration; or

(c)

members of the immediate families or households of (a) and (b) above.

4.2

In entering the competition, you confirm that you are eligible to do so. The Promoter may require you to provide proof that you are eligible to enter the competition.

4.3

The Promoter will only accept competition entries that: (a)

are original material taken by the entrant;

(b)

are digital files that are 20 megabytes or smaller, must be in JPEG or .jpg format, and must be at least 1,600 pixels wide (if a horizontal image) or 1,600 pixels tall (if a vertical image).

(c)

are the entrant’s own work and may not feature or focus on any material owned or controlled by third parties

(d)

can prove that any person appearing in the photograph has given their consent. If any person appearing in any photograph is under the age of majority, the signature of a parent or legal guardian is required.

(e)

do not contain obscene, provocative, defamatory, sexually explicit, or otherwise objectionable or inappropriate content.

4.4

There is no limit to the number of photographs that you may submit.

4.5

The Promoter reserves all rights to disqualify you if your conduct is contrary to the spirit or intention of the prize competition.

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5.

The prize

5.1

A charity donation of £500 will be split equally between the winner’s chosen charity and Rainbow’s Children’s Hospice.

6.

Winner announcement

6.1

The winner of the competition will be announced on the ThinCats website, Facebook, Twitter and LinkedIn pages on Friday, 16th Feb at 12.00pm (Announcement Date).

6.2

The decision of the Promoter is final and no correspondence or discussion will be entered into.

6.3

The Promoter will contact the winner personally as soon as practicable after the Announcement Date, using the email address provided with the competition entry. The email addresses collected will not be used for any other purpose than to inform the winner.

7.

Claiming the prize

7.1

The winner must supply the banking details (for a direct transfer of money), or the postal details (for a cheque), of their chosen charity within 14 days of the Announcement Date, or the whole prize money of £500 will be donated to Rainbows Children’s Hospice.

7.2

The Promoter will make the donation/s within 14 days of receiving the appropriate information.

7.3

The winner’s chosen charity must be a registered UK charity with a charity number.

7.4

The Promoter will make all reasonable efforts to contact the winner. If the winner cannot be contacted or is not available, or has not claimed their prize within 14 of days of the Announcement Date, the Promoter reserves the right to offer the prize to the next eligible entrant selected from the correct entries that were received before the Closing Date.

8.

Ownership of competition entries and intellectual property rights

8.1

All competition entries and any accompanying material submitted to the Promoter will become the property of the Promoter on receipt and will not be returned.

8.2

By submitting your competition entry and any accompanying material, you agree to: (a)

assign to the Promoter all your intellectual property rights with full title guarantee; and

(b)

waive all moral rights,

in and to your competition entry and otherwise arising in connection with your entry to which you may now or at any time in the future be entitled under the Copyright, Designs and Patents

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Act 1988 as amended from time to time and under all similar legislation from time to time in force anywhere in the world. 8.3

You agree that the Promoter may, but is not required to, make your entry available on its website www.thincats.com and any other media, whether now known or invented in the future, and in connection with any publicity of the competition. You agree to grant the Promoter a nonexclusive, worldwide, irrevocable licence, for the full period of any intellectual property rights in the competition entry, to use, display, publish, transmit, copy, edit, alter, store, re-format and sub-licence the competition entry [for such purposes.]

9.

Data protection and publicity

9.1

If you are the winner of the competition, you agree that the Promoter may use your name, image and town or county of residence to announce the winner of this competition and for any other reasonable and related promotional purposes.

9.2

By entering the competition, you agree that any personal information provided by you with the competition entry may be held and used only by the Promoter or its agents and suppliers to administer the competition.

10.

General

10.1

If there is any reason to believe that there has been a breach of these terms and conditions, the Promoter may, at its sole discretion, reserve the right to exclude you from participating in the competition.

10.2

The Promoter reserves the right to hold void, suspend, cancel, or amend the prize competition where it becomes necessary to do so.

10.3

These terms and conditions shall be governed by English law, and the parties submit to the nonexclusive jurisdiction of the courts of England and Wales.

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