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Get a competitive edge with Social Business Customers want exceptional buying experiences:

% 81

Many companies have limited IT budgets for innovation

70%

of customers seek advice on social networking sites before purchasing products1

of IT budgets are spent on maintaining current systems2

Social Business technologies help Understand the individual

Deepen relationships

Connect, communicate and share information

Financing can help you invest in social business affordably cash and credit Maximize Turn up-front costs into Preserve lines to help maximize purchasing predictable liquidity and increase payments and financial power to gain flexibility to align acquire all required payments with anticipated predictability components for the optimal solution

project milestones

Learn more at ibm.com/financing/us/social_business IBM Global Financing offerings are provided through IBM Credit LLC in the United States and other IBM subsidiaries and divisions worldwide to qualified commercial and government clients. Rates and availability are based on a client’s credit rating, financing terms, offering type, equipment and product type and options, and may vary by country. Non-hardware items must be one-time, non-recurring charges and are financed by means of loans. Other restrictions may apply. Rates and offerings are subject to change, extension or withdrawal without notice and may not be available in all countries. Sources 1. Click Z, January 2010 2. Cloud Investments Will Reconfigure Future IT Budgets, Forrester Research, Inc. January 8, 2013 © Copyright 2014. IBM, the IBM logo, and ibm.com are trademarks of IBM Corp., registered in many jurisdictions worldwide. Other product and service names might be trademarks of IBM or other companies. A current list of IBM trademarks is available on the web at “Copyright and trademark information” at www.ibm.com/legal/copytrade.shtml