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Vintage Wine Chart
1995-2014
Select Vintages Marked in Order of Ratings (Best to Worst) 1995
1996
1997
1998
1999
2000
2001
2002
2003
2004
2005
2006
2007
2008
2009
2010
2011
2012
2013
2014
California Cabernet 94T
Bordeaux St. Julien 96T
Tuscany Chianti 95R
Barossa/ McLaren 95E
Tuscany Chianti 94R
Bordeaux St. Julien 96T
California Cabernet 96T
California Cabernet 95E
Bordeaux St. Julien 95T
Tuscany Chianti 96R
Bordeaux Margaux 98T
Tuscany Chianti 96R
California Cabernet 96E
California Cabernet 94T
Bordeaux St. Julien 99E
Bordeaux St. Julien 98T
Burgundy 91R
California Cabernet 96E
California Cabernet 98T
California Cabernet 91E
California Chardonnay 92C
Barossa/ McLaren 90E
California Cabernet 94I
California Chardonnay 89R
Oregon Pinot Noir 92E
Bordeaux Margaux 94T
Barossa/ McLaren 95C
Barossa/ McLaren 95R
Burgundy 93R
Spanish Rioja 95E
Barossa/ McLaren 96R
Barossa/ McLaren 94R
Tuscany Chianti 93E
Oregon Pinot Noir 94T
Bordeaux Margaux 97E
Tuscany Chianti 96E
Oregon Pinot Noir 91R
Bordeaux St. Julien 92T
California Cabernet 90T
California Chardonnay 92C
Oregon Pinot Noir 89T
Bordeaux Margaux 89R
Burgundy 91R
Spanish Rioja 94R
Oregon Pinot Noir 92I
California Cabernet 92I
Barossa/ McLaren 94R
Burgundy 95R
California Cabernet 91E
California Chardonnay 92R
Bordeaux St. Julien 91E
Burgundy 97R
Barossa/ McLaren 96T
Bordeaux St. Julien 88E
Barossa/ McLaren 94T
Tuscany Chianti 92T
Barossa/ McLaren NT
Spanish Rioja 90R
Tuscany Chianti 88R
Barossa/ McLaren 88R
Tuscany Chianti 88R
Burgundy 89R
Barossa/ McLaren 88C
Tuscany Chianti 93E
California Chardonnay 90R
Tuscany Chianti 92I
California Chardonnay 92R
Bordeaux St. Julien 95T
Burgundy 89R
Spanish Rioja 89R
Bordeaux Margaux 90E
California Cabernet 94T
Bordeaux Margaux 95T
California Chardonnay 88I
Oregon Pinot Noir 92E
Barossa/ McLaren 91E
Bordeaux Margaux NT
Tuscany Chianti 89R
Bordeaux Margaux 88T
Burgundy 87C
Bordeaux St. Julien 87T
California Chardonnay 89R
Tuscany Chianti 88E
California Chardonnay 90C
Bordeaux Margaux 88T
California Chardonnay 91R
California Cabernet 91R
California Cabernet 95T
Oregon Pinot Noir 89R
Bordeaux Margaux 86E
Tuscany Chianti 90R
Tuscany Chianti 92E
California Cabernet 95T
Tuscany Chianti 88R
Spanish Rioja 92T
Burgundy 86R
Bordeaux St. Julien NT
Bordeaux Margaux 88E
California Chardonnay 87C
Oregon Pinot Noir 87C
Bordeaux Margaux 86T
Barossa/ McLaren 88E
California Chardonnay 87C
Bordeaux Margaux 89E
Bordeaux St. Julien 88T
Barossa/ McLaren 90C
Bordeaux St. Julien 88T
California Chardonnay 94E
Bordeaux Margaux 88E
Bordeaux St. Julien 86E
Spanish Rioja 90T
Spanish Rioja 92T
Spanish Rioja 95T
Spanish Rioja 88T
Burgundy 90R
Spanish Rioja 85I
Burgundy NT
Burgundy 87C
Spanish Rioja 85R
Spanish Rioja 86R
California Cabernet 85R
Bordeaux St. Julien 88R
Oregon Pinot Noir 86E
Bordeaux St. Julien 88R
Burgundy 86C
Oregon Pinot Noir 88E
Bordeaux Margaux 87T
Spanish Rioja 92R
Bordeaux St. Julien 87E
Barossa/ McLaren 85R
Burgundy 93R
Bordeaux Margaux 87E
Tuscany Chianti 90R
Bordeaux Margaux 80C
Oregon Pinot Noir NT
Barossa/ McLaren 87R
Oregon Pinot Noir 83C
Bordeaux St. Julien 84R
Burgundy 84C
California Cabernet 88T
Spanish Rioja 86E
Oregon Pinot Noir 85E
Spanish Rioja 76C
Bordeaux Margaux 88I
Oregon Pinot Noir 86E
Tuscany Chianti 91R
California Chardonnay 87I
Burgundy 85R
Burgundy 86R
Barossa/ McLaren 89T
California Chardonnay 91E
Barossa/ McLaren 79I
Bordeaux Margaux 88E
Bordeaux St. Julien 78C
Spanish Rioja NT
Oregon Pinot Noir 76C
Burgundy 82C
Bordeaux Margaux 82R
Spanish Rioja 82C
Spanish Rioja 86E
California Cabernet 78C
Burgundy 75C
Tuscany Chianti 75C
Spanish Rioja 87I
Burgundy 81C
Oregon Pinot Noir 85T
Spanish Rioja 85R
Oregon Pinot Noir 84T
Barossa/ McLaren 85I
Oregon Pinot Noir 86R
Oregon Pinot Noir 88I
California Cabernet 78I
Bordeaux St. Julien 87E
Oregon Pinot Noir NT
Tuscany Chianti NT
Barossa/McLaren Vale Bordeaux Margaux
Bordeaux St. Julien Burgundy Beaujolais
ABOUT VINTAGE CHARTS
This vintage chart should be regarded as a very general overall rating slanted in favor of what the finest producers were capable of producing in a particular viticultural region. Such charts are filled with exceptions to the rule; for example, astonishingly good wines from skillful vintners in years rated mediocre, and thin, diluted wines from incompetent producers in great years. Chart prepared by AIG Annuities using select information from The Wine Advocate’s Vintage Guide 1970-2014 (Date: Sept. 2015). Many 2014 wines were not yet sufficiently tasted to rate. Source: www.eRobertParker.com.
California Cabernet California Chardonnay
KEY (General Vintage Chart) 100-96 95-90 89-80 79-70 Below 60
= = = = =
Extraordinary The Finest Above Average to Excellent Average Appalling
California California Chardonnay Chardonnay 88I 90R
Oregon Pinot Noir Spanish Rioja
Tuscany Chianti
EXPLANATIONS OF SYMBOLS C E I NT NV R T
= = = = = = =
California California California Chardonnay Chardonnay Chardonnay 94E 93R 90R
Caution, may be too old Early maturing and accessible Irregular, even among the best wines Not yet sufficiently tasted to rate Vintage not declared Ready to drink Still tannic, youthful, or slow to mature
Annual Returns for Select Asset Classes (1996-2015) Ranked in order of performance (Best to Worst) 1996
1997
1998
1999
2000
2001
2002
2003
2004
2005
2006
2007
2008
2009
2010
2011
2012
2013
2014
2015
Large Cap Growth 23.12%
Large Cap Value 35.18%
Large Cap Growth 38.72%
Large Cap Growth 33.14%
Bonds 11.63%
Bonds 8.42%
Bonds 10.27%
Small Cap 47.25%
Int’l 20.24%
Int’l 13.56%
Int’l 26.35%
Large Cap Growth 11.82%
Bonds 5.24%
High Yield Bond 57.50%
Small Cap 26.85%
Bonds 7.84%
Large Cap Value 17.50%
Small Cap 38.82%
S&P 500 Index 13.69%
Large Cap Growth 5.67%
S&P 500 Index 22.92%
S&P 500 Index 33.34%
S&P 500 Index 28.60%
Int’l 26.97%
Large Cap Value 7.02%
High Yield Bond 4.49%
Cash 1.70%
Int’l 38.59%
Small Cap 18.32%
Large Cap Value 7.04%
Large Cap Value 22.21%
Int’l 11.18%
Cash 1.80%
Large Cap Growth 37.21%
Large Cap Growth 16.72%
High Yield Bond 4.38%
Int’l 17.31%
Large Cap Growth 33.49%
Large Cap Value 13.45%
S&P 500 Index 1.38%
Large Cap Value 21.65%
Large Cap Growth 30.48%
Int’l 19.97%
Small Cap 21.26%
Cash 6.03%
Cash 4.06%
High Yield Bond -1.91%
Large Cap Value 30.03%
Large Cap Value 16.49%
Diversified Portfolio 5.44%
Small Cap 18.35%
Bonds 6.96%
Diversified Portfolio -26.10%
Int’l 31.78%
Large Cap Value 15.51%
Large Cap Growth 2.63%
Small Cap 16.34%
Large Cap Value 32.54%
Large Cap Growth 13.05%
Bonds 0.55%
Small Cap 16.51%
Small Cap 22.37%
Large Cap Value 15.63%
S&P 500 Index 21.04%
Small Cap -3.03%
Small Cap 2.49%
Diversified Portfolio -11.49%
Large Cap Growth 29.76%
Diversified Portfolio 11.08%
Large Cap Growth 5.27%
S&P 500 Index 15.81%
S&P 500 Index 5.49%
High Yield Bond -26.39%
Small Cap 27.19%
High Yield Bond 15.19%
S&P 500 Index 2.11%
S&P 500 Index 16.06%
S&P 500 Index 32.39%
Diversified Portfolio 6.09%
Cash 0.03%
Diversified Portfolio 13.80%
Diversified Portfolio 18.92%
Diversified Portfolio 14.63%
Diversified Portfolio 14.52%
Diversified Portfolio -3.66%
Diversified Portfolio -4.98%
Large Cap Value -15.53%
S&P 500 Index 28.68%
S&P 500 Index 10.87%
S&P 500 Index 4.89%
Diversified Portfolio 14.08%
Diversified Portfolio 5.09%
Small Cap -33.80%
S&P 500 Index 26.47%
S&P 500 Index 15.06%
Large Cap Value 0.39%
High Yield Bond 15.58%
Int’l 22.78%
Bonds 5.97%
Diversified Portfolio -0.76%
High Yield Bond 11.28%
High Yield Bond 13.27%
Bonds 8.67%
Large Cap Value 7.34%
High Yield Bond -5.23%
Large Cap Value -5.59%
Int’l -15.94%
High Yield Bond 28.07%
High Yield Bond 10.80%
Small Cap 4.56%
High Yield Bond 11.72%
Cash 4.74%
Large Cap Value -36.85%
Diversified Portfolio 25.74%
Diversified Portfolio 12.97%
Diversified Portfolio 0.14%
Large Cap Growth 15.26%
Diversified Portfolio 20.68%
Small Cap 4.89%
Int’l -0.81%
Int’l 6.05%
Bonds 9.68%
Cash 5.05%
Cash 4.73%
S&P 500 Index -9.09%
S&P 500 Index -11.85%
Small Cap -20.48%
Diversified Portfolio 25.95%
Large Cap Growth 6.30%
Cash 3.01%
Large Cap Growth 9.08%
High Yield Bond 2.21%
S&P 500 Index -37.00%
Large Cap Value 19.69%
Int’l 7.75%
Cash 0.08%
Diversified Portfolio 12.79%
High Yield Bond 7.42%
High Yield Bond 2.50%
Large Cap Value -3.83%
Cash 5.25%
Cash 5.24%
High Yield Bond 2.95%
High Yield Bond 2.49%
Int’l -14.16%
Large Cap Growth -20.42%
S&P 500 Index -22.10%
Bonds 4.11%
Bonds 4.34%
High Yield Bond 2.73%
Cash 4.76%
Large Cap Value -0.17
Large Cap Growth -38.43%
Bonds 5.93%
Bonds 6.54%
Small Cap -4.17%
Bonds 4.22%
Cash 0.05%
Cash 0.03%
Small Cap -4.41%
Bonds 3.61%
Int’l 1.77%
Small Cap -2.56%
Bonds -0.83%
Large Cap Growth -22.43%
Int’l -21.45%
Large Cap Growth -27.89%
Cash 1.09%
Cash 1.24%
Bonds 2.43%
Bonds 4.33%
Small Cap -1.55%
Int’l -43.39%
Cash 0.16%
Cash 0.13%
Int’l -12.14%
Cash 0.07%
Bonds -2.02%
Int’l -4.90%
High Yield Bond -4.64%
Past performance is not a guarantee of future results. The historical performance data for each index in this material is provided to illustrate market trends. Indices are unmanaged and do not represent the performance of any specific fund or investment product. You cannot invest directly in the indices. Indices do not include expenses, fees, or sales charges that are typically associated with investments and would lower performance results. Equity investments are subject to market risk. Stocks with lower market capitalization generally involve greater risks. An investment in foreign securities may be subject to different and additional risks associated with, but not limited to: foreign currencies, securities regulation, investment disclosure, commissions, accounting, taxes, political or social instability, war, or expropriation. Bonds and bond funds are subject to interest rate risks. If held to maturity, bonds can provide a fixed rate of return and a fixed principal value, while bond funds will fluctuate in value and may be worth more or less than your original investment when redeemed. High yield bonds are subject to greater price swings than higher-rated bonds and payment of interest and principal is not assured. Bonds are represented by the Barclays U.S. Aggregate Bond Index, which covers a broad array of domestic fixed income securities, including government, corporate, mortgage and asset-backed securities. ■ Cash is ■represented by the Citigroup Global Markets 3-Month T-Bill Index, which measures monthly return equivalents of yield averages for the last three Treasury bill issues. ■ Diversified Portfolio is represented by equal annual investments in the eight different market segments noted. Source: Wilshire Compass, 2016. ■ High Yield Bond is represented by the BofA Merrill Lynch High Yield Master II Index, which tracks the performance of below investment grade U.S. dollar-denominated corporate bonds publicly issued in the U.S. domestic market. ■ International Stocks are represented by the MSCI EAFE Index, which includes a selection of stocks from 21 developed markets, but excludes those from the U.S. & Canada. ■ Large Cap Growth is represented by the Russell 1000 Growth Index, which measures the performance of the large-cap growth segment of the U.S. equity universe. It includes those Russell 1000 companies with higher price-to-book ratios and higher forecasted growth values. ■ Large Cap Value is represented by the Russell 1000 Value Index, which measures the performance of the largecap value segment of the U.S. equity universe. It includes those Russell 1000 companies with lower price-to-book ratios and lower expected growth values. ■ Small Cap is represented by the Russell 2000 Index, which measures the performance of the small-cap segment of the U.S. equity universe. It includes the 2,000 smallest companies in the Russell 3000 Index, which represents approximately 8% of the total market capitalization of the Russell 3000 Index. ■ S&P 500 Index is one of the most commonly used benchmarks for the U.S. equity market. The 500 stocks are market-capitalization weighted and adjusted for free float. They are selected by the S&P Index Committee to be broadly representative of the U.S. large-cap equity market. Variable Annuities and Mutual Funds are distributed by AIG Capital Services, Inc., Member FINRA. Not FDIC or NCUA/NCUSIF Insured May Lose Value • No Bank or Credit Union Guarantee Not a Deposit • Not Insured by any Federal Government Agency
M5599CAL (4/16)
