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Canyon Chronicle

Canyon Creek Chronicle News for the Residents of Canyon Creek

July 2010

Business Growth Insights

at Four Points Chamber of Commerce More Than a Luncheon It’s an Exceptional Experience

Raising your visibility within the business community is an important way to uncover new opportunities. At the Four Points Chamber of Commerce, July 15th luncheon you can hear about ways to reach your business goals and embrace new ways to expand and help drive continued growth. Thom Singer is an expert in social networking and brand development and you won’t want to miss the opportunity to hear him speak. Singer has written a highly successful series of power networking books and what he calls his Airplane Books. One of these is the ABC’s of Networking which is the topic of this month’s luncheon. Four Points Chamber of Commerce continues their commitment to make every event an exceptional experience. Membership is not a requirement to come to the luncheon, be part of the momentum in the Four Points region, meet other business leaders and network at: • The Four Points Chamber of Commerce Luncheon • Thursday, July 15th • Time: 11:30 a.m. to 1:00 p.m. • At River Place Country Club, 4207 River Place Boulevard. The Four Points Chamber of Commerce brings businesses together along highway 620 from Hudson Bend and Mansfield Dam to Anderson Mill and along Ranch Road 2222 from Jester to Volente to support each other and the community where we live, work and play. For more information about the benefits of joining, participating in these upcoming events and more, visit www.fourpointschamber.com or call (512) 551-0390. Membership inquiries may also be sent directly to membership@ FourPointsChamber.com. Copyright © 2010 Peel, Inc.

Volume 4 Issue 7

STRATEGIES FOR A POSSIBLE LAYOFF A family’s most important financial strategies include defensive ones. What if you or your spouse might get laid off in the near future?  But you might not get laid off too, so what types of things should a family do? The challenge is to protect your family’s assets while staying on-plan to secure your future finances. First, stay with your retirement savings plan. Keep on contributing because it reduces your taxes and your company may make matching contributions. Combined, these will do you more good than paying off consumer debt.  And avoid borrowing against a retirement plan or worse, withdrawing funds early.  The taxes and penalties for this are severe. Next reduce your spending, say, by 10%. This is a good idea regardless of your situation and the upside is you might reconnect with what is important.  Distinguish between wants versus needs. Include the kids on the family decisions.  Now that you have more money, it’s time to boost your emergency fund. Everyone needs 3 to 6 months of expenses in a readily accessible account.  This helps you avoid going into debt when emergencies arise. Secure your life insurance.  This protects your income stream. If you have a group life plan, it will disappear with a job loss. And group plans often have steep increases when you hit those magic milestones every 5 years after 40. Buying a policy outside the company is called portable insurance, and it’s smart. Next knock down your consumer debt. By that I mean anything with a “minimum payment” box – that’s bad debt.  Use debt-stacking techniques to get out of debt quicker while paying no more on a monthly basis. It’s smart to open a home equity line of credit now but don’t borrow against it.  Think of it as a safety net. Lastly, secure your home by refinancing while interest rates are low. While you could get a 15-year note, it’s smart to get a 30-year loan and pay it off as though it were a 15-year note using higher payments. In this way if you get laid off you can always revert to the lower payments required by the 30-year note. - Submitted by Rich Keith Canyon Chronicle - July 2010



Canyon Chronicle Important Numbers EMERGENCY NUMBERS

EMERGENCY....................................................911 Fire.......................................................................911 Ambulance...........................................................911 Sheriff – Non-Emergency.................... 512-974-5556 Hudson Bend Fire and EMS

Castle Dental Smiles for Everyone! Stephen M. Collard, DDS, PhD General and Cosmetic Dentistry

13376 Research Blvd., Suite 200 Austin, Texas 78750 tel: 512.335.5566 fax: 512.335.5797 www.brightnow.com

Schools

Canyon Creek Elementary............... 512-428-2800 Grisham Middle School................... 512-428-2650 Westwood High School.................... 512-464-4000 Utilities

Pedernales Electric............................... 512-219-2602 Texas Gas Service Custom Service............................. 1-800-700-2443 Emergencies..................................... 512-370-8609 Call Before You Dig......................... 512-472-2822 AT&T New Service.................................. 1-800-464-7928 Repair........................................... 1-800-246-8464 Billing........................................... 1-800-858-7928 Time Warner Cable Customer Service............................. 512-485-5555 Repairs............................................. 512-485-5080

Go Green Go Paperless Sign up to receive The Canyon Creek Chronicle in your inbox. Visit PEELinc.com for details.

Other Numbers

Balcones Postal Office......................... 512-331-9802 Newsletter Publisher

Peel, Inc.............................................. 512-263-9181 Article Submissions........... [email protected] [email protected]

Advertising info Please support the businesses that advertise in the Canyon Chronicle. Their advertising dollars make it possible for all Canyon Creek residents to receive the monthly newsletter at no charge. If you would like to support the newsletter by advertising, please contact our sales office at 512-263-9181 or [email protected]. The advertising deadline is the 8th of each month for the following month's newsletter. 

Canyon Chronicle - July 2010

Copyright © 2010 Peel, Inc.

Canyon Chronicle GET YOUR GRILL ON

Summer Is Here!

Healthier Recipes Tips Summer is here. That means summer Barbecue in the great outdoors and enjoying the company of family and friends. There are all kinds of tasty foods to grill up, plus those sides, desserts and drinks that round out the meal.  Unfortunately, this leads to an influx of excess calories and weight gain. There goes your beach body that you worked so hard for. Here are some simple barbecue alternative recipes that can help keep you lean and healthy through the summer season when grilling.

• Green leaf lettuce • 4 Whole grain hamburger buns • 2 Grilled medium onion, sliced

Grilled Veggie Burger • 4 Garden Veggie burger patties • 2 Medium red vine tomatoes, sliced • 2 Dill pickles, sliced • 1 Bottle of mustard, ketchup, and/or light mayonnaise * use sparingly

Grilled Vegetable Kabobs • 2 zucchini • 1 red and 1 yellow bell pepper • 1 onion • 12 oz halved mushrooms • 4 skewers

Grilled Soy Hot Dogs • 4 Yves meatless hot dogs • 1 Bottle of mustard and/or ketchup * use sparingly • 1 Can of Amy’s vegetarian chili • ½ Cup of dill pickle chopped • 4 Whole or sprouted grain hot dog buns • 1 Medium red vine tomato, diced • 1 Medium sweet onion, diced

Lessons For Life

Private and group classes starting weekly! •Small Classes •Convenient Locations •Indoor and Outdoor Pools Copyright © 2010 Peel, Inc.

Cut bell peppers, onions, and zucchini into uniform pieces. Thread the vegetables onto the skewers. Optionally brush with oil and vinegar and then place on grill until vegetables are tender and slightly brown. Optional side dishes: Grilled corn on the cob, baked BBQ chips, watermelon, or fresh fruit mixture. - By Valerie Salinas, M.S.

REGIST E TODAY R ! Aqua-Tots Swim Schools

(512) 336-8687 www.aqua-tots.com

Canyon Chronicle - July 2010



Canyon Chronicle July Events

At the Wildflower Center

Independence Day--Wildflower Center is closed. Lady Bird Johnson Tribute Day - 9 a.m. to 5 p.m., Sunday, July 25 Free admission.  Come honor our founder and see some special exhibits, including a statue-in-progress of Mrs. Johnson.  Activities for the whole family include book signings, a pottery demonstration, a nature photography exhibit and fun for the kids. Nature Nights - 6 to 9 p.m. Thursdays in July Talks, crafts, hikes and fun for the family. $1 admission and free to members and EcoExplorers.  Reptiles, July 8; Bees, July 15; Tracking wildlife, July 22; Birds of prey, July 29 Kissed by Nature: Flora, Fauna and Fossils from the Edwards Plateau - Through August 22 The Shade Tree Potter, aka Susie Fowler, uses fossils, leaves, seed pods and other natural objects gathered near her home above the Pedernales River to create the pottery on display in the McDermott Learning Center A Closer Look:  Bruce Leander’s Photography - Through August 22 From the Wildflower Center to Big Bend, Bruce Leander is a photographic genius who captures the tiniest insects and sweeping West Texas panoramas with equal aplomb.  In the McDermott Learning Center.

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Canyon Chronicle - July 2010

Copyright © 2010 Peel, Inc.

Canyon Chronicle Gardening in the Hill Country Spring is in full swing with bright green mornings full of sunshine and bird song. Area garden centers are bursting with eager gardeners loading carts with compost, flowers and landscape supplies. While riding the energy of the season to beautify your yard, keep in mind a few things that will help the garden flourish through spring and summer. Healthy soil supports a healthy landscape. Dedicate energy every year to improving your soil, and you will be richly rewarded with better blooms, improved water efficiency, and fewer disease problems. Work compost into garden and flower beds, and top-dress established areas and lawns with compost. Compost improves soil quality, and reduces or eliminates the need for fertilizer. Water your garden efficiently and effectively. Although some watering is necessary to sustain gardens in the Hill Country, many people water too much! Over-watering wet or shallow soil results in weakened or diseased plants as well as runoff (water and money down the storm drain). For our thin and clay Hill Country soils, ½ inch, twice per week is the maximum amount you should need to water--even during the heat of summer. During spring and fall, ½ inch once per week is plenty.

Watering between dusk and dawn further increases the effectiveness of the water you use by reducing evaporation and increasing the amount of water that makes it to plant roots. Twice per week summer watering is good for landscapes and also good for water supply. Over 60 percent of residential water is used on landscapes in the summer, resulting in water treatment plants experiencing peak demands. Efficient watering reduces the need to built new water treatment plants. The City of Austin requires their customers to water no more than twice per week watering schedule effective May 1 through September 30. LCRA encourages all of its retail customers to follow Austin’s schedule. The watering schedule is as follows: Odd Addresses: Wednesday And Saturday Even Addresses: Thursday And Sunday Commercial And Hoa Common Areas: Tuesday And Friday Healthy soil and efficient watering will assure that the vibrant flowers in your shopping cart at the garden center thrive in your yard throughout the growing season. Be sure to consider using native and adapted plants that are drought tolerant. For more information on drought tolerant plants and tips on water conservation, go to the LCRA web site: http://www.lcra.org/water/save/index.html.

Hill Country Pediatrics 6618 Sitio Del Rio, Suite A101, Austin, Texas 78730 (Near River Place Blvd & 2222) Hill Country Pediatrics delivers patient-centered, pediatric care in a warm, friendly setting. You and your child are our first priority, so we offer ease of scheduling, same-day appointments, an on-site lab and plenty of one-onone time with your child’s doctor to develop mutual trust and long-lasting relationships. When calling during nights and weekends, you will speak directly with one of our physicians rather than a nursing triage network. Our board-certified physicians are supported by an exception team of higly trained nurses with more than 30 years of experience. This depth of expertise allows us to deliver the finest preventative health and medical care for infants, children, adolescents and young adults. Comprehensive services include well-childcare, immunizations, sick care, school and sports physicals, specialist referrals, gynecologic care and health screenings. We are pleased to announce that Dr. Carly Thompson will be beginning practice at Hill Country Pediatrics, P.A. on July 19, 2010. She graduated from the University of Texas at Austin and went on to attend the University of Texas Medical School at Houston, where she earned her medical degree. She completed her pediatric training at the University of Texas Southwestern Medical Center at Dallas. Dr. Thompson comes with excellent recommendations from her professors and associates in training, and we feel that she will be a wonderful addition to our team!

We are now taking new patients

Ages Newborn to 18 Years under most major insurance plans! Copyright © 2010 Peel, Inc.

(512) 241-1370 hillcountrypediatrics.com Canyon Chronicle - July 2010



Canyon Chronicle Austin Newcomers Club - July Luncheon Austin Newcomers is a social organization dedicated to introducing residents to the Austin Community and giving them the opportunity to meet and make new friends.  Join us at our monthly luncheon as well as take the opportunity to learn about and become involved in many varied fun Interest groups. Time:  11:00 AM Social - 12 Noon Luncheon Date:  July 21, 2010 (Reservations required by Thursday, July 15th) Location:  Green Pastures Restaurant 811 W Live Oak Street, Austin, 78704 Luncheon Cost:  $20 per person For Luncheon Reservations email: LuncheonDirector@ AustinNewcomers.com or contact Marilyn Amey, 473-0118  For other Newcomers information visit  www.austinnewcomers.com or call 512-314-5100 July Program:  Wallace Jefferson, Chief Justice of the Supreme Court of Texas Chief Justice Jefferson was appointed to the Supreme Court of Texas in March 2001, elected in November 2002 and on September 14, 2004, he was appointed Chief Justice. His appointment as Chief Justice was confirmed unanimously by the Texas Senate on March 9,

2005.  He was elected Chief Justice in 2006, and reelected to a full term in 2008.  His term ends December 31, 2014. Chief Justice Jefferson joined the court from private practice in San Antonio.  As a partner in the appellate specialty firm of Crofts, Callaway & Jefferson, he successfully argued two cases before the United States Supreme Court.  He is a graduate of the James Madison College at Michigan State University and the University of Texas School of Law. He is certified in civil appellate law by the Texas Board of Legal Specialization.  He was San Antonio Bar Association President for 1998-99, and was named the San Antonio Young Lawyers Association’s Outstanding Young Lawyer in 1997. In August, 2008, Chief Justice Jefferson was elected First Vice President of the Conference of Chief Justices, and is scheduled to lead the organization as its President in 2010.  The Conference is an association of chief justices from each of the fifty states and the U.S. territories.  As President, Chief Justice Jefferson will be Chair of the National Center for State Courts, a policy and resource organization in Williamsburg, Virginia. Chief Justice Jefferson has a fascinating personal story to share with us including his ascendancy to the top judicial office in Texas and how that branch of government works.

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5/10/10 11:12:01 Copyright © 2010 Peel,AMInc.

Canyon Chronicle

NOT AVAILABLE ONLINE

The Canyon Chronicle is a private publication published by Peel, Inc. It is not sanctioned by any homeowners association or organization, nor is it subject to the approval of any homeowners association or organization, nor is it intended, nor implied to replace any publication that may be published by or on behalf of any homeowners association or organization. At no time will any source be allowed to use the Canyon Chronicle Newsletter contents, or loan said contents, to others in anyway, shape or form, nor in any media, website, print, film, e-mail, electrostatic copy, fax, or etc. for the purpose of solicitation, commercial use, or any use for profit, political campaigns, or other self amplification, under penalty of law without written or expressed permission from Peel, Inc. The information in the newsletter is exclusively for the private use of Peel, Inc. DISCLAIMER: Articles and ads in this newsletter express the opinions of their authors and do not necessarily reflect the opinions of Peel, Inc. or its employees. Peel, Inc. is not responsible for the accuracy of any facts stated in articles submitted by others. The publisher also assumes no responsibility for the advertising content with this publication. All warranties and representations made in the advertising content are solely that of the advertiser and any such claims regarding its content should be taken up with the advertiser. * The publisher assumes no liability with regard to its advertisers for misprints or failure to place advertising in this publication except for the actual cost of such advertising. * Although every effort is taken to avoid mistakes and/or misprints, the publisher assumes no responsibility for any errors of information or typographical mistakes, except as limited to the cost of advertising as stated above or in the case of misinformation, a printed retraction/correction. * Under no circumstances shall the publisher be held liable for incidental or consequential damages, inconvenience, loss of business or services, or any other liabilities from failure to publish, or from failure to publish in a timely manner, except as limited to liabilities stated above.

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Canyon Chronicle - July 2010



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