Credit Application ABN 59 087 650 584 Australian credit licence 246941
T 1300 655 116 F 02 9965 1222 E
[email protected]
Loan Type Investment property
Home
Personal
Overdraft
Car
Amount required $ Promo Code
Loan Purpose
Applicant 1
Applicant 2
Member number Title
Mrs
Mr
Ms
Miss
Mrs
Mr
Other
Ms
Miss
Other
Surname Given name/s Former name/s Date of birth
/
/
Drivers licence
Marital status
/ /
Expiry
Marital status
/
/
/
Expiry
/
Residential address Suburb
Suburb
State
Time there
years
Residential status
State
Postcode
months
Postcode
years
months
Own
Buying
Own
Buying
Renting
Living with parents / friends
Renting
Living with parents / friends
If renting, landlord /real estate
(
Contact number Previous residential address (if current less than 2 years)
)
(
Suburb
Suburb
Postcode
State
Time there
years
Previous residential status
)
Postcode
State
months
years
months
Own
Buying
Own
Buying
Renting
Living with parents / friends
Renting
Living with parents / friends
Email address Home phone
(
)
(
)
Work phone
(
)
(
)
Mobile phone Mailing address (same as residential)
Mailing address (same as residential)
Suburb
State
Postcode
Suburb
State
Postcode
1
Employment Details (MYCU may verify your employment details/income with your employer/accountant) Applicant 1 Employer’s details
Applicant 2
Name
Name
Phone number
Phone number
Type of employment
(Full time, part time, casual, contract, self-employed, etc)
(Full time, part time, casual, contract, self-employed, etc)
Time there
Previous employer’s details (if current less than 2 years)
Name
Name
Phone number
Phone number
Occupation
years
months
years
months
Previous occupation Type of employment
(Full time, part time, casual, contract, self-employed, etc)
(Full time, part time, casual, contract, self-employed, etc)
Time there
years
Amount
Income*
Gross Nett
months
years Amount
Frequency
$
months
w
f
m
Gross Nett
Frequency
$
w
f
m
Rental income
$
w
f
m
$
w
f
m
Other income
$
w
f
m
$
w
f
m
eg. family benefits, bonus
*Please attach two payslips or copies of the last 2 years tax assessments.
Details of nearest relative or friend not living with you
Name
Name
Phone number
Relationship
Relationship
Phone number
Dependants (of all applicants) Number of dependents
Ages of dependents
Security offered by applicants Vehicle
Property
Year, make & model
Address of property
Name of dealer
Name of property owner or conveyancer if property being purchased
Dealer’s phone number (if known)
Value
$
Contact number
Value
$
Are there any changes to your future financial circumstances that you are aware of that may affect your ability to repay the loan? No
Yes
If yes, include description and amount
Are you a guarantor for any loan? No
Yes
If yes, give details
(Bank/lender name, outstanding amount and monthly repayment)
Have you run your own business in the past 5 years? No
Yes
If yes, give details
(Name of business, length of business and business status i.e. current or deregistered)
Have any applicants had any bankruptcy, legal proceedings, judgments, etc, in the last 5 years? No
Yes
If yes, give details
2
Assets (what applicants own) Property (home)
Present Value
Address
Other real estate
Address
Vehicles (car, boat, trailer, etc)
Make, model, registration
$ $ $
Make, model, registration
Cash/savings
$
Financial institution and type of account (investment, savings, etc)
$
Financial institution and type of account (investment, savings, etc)
$
Shares and investments
$
Superannuation
$
Household contents
$
Other
$ Total: $
Liabilities (what applicants owe) Mortgage/s
Monthly Payments
(Bank/lender name)
Amount Owing
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
Payout (Y/N)
(Property address)
(Bank/lender name)
(Y/N)
(Property address)
Personal loan/s
(Bank/lender name)
(Bank/lender name)
(Bank/lender name)
Other loans (finance, rentals, etc)
(Bank/lender name)
(Bank/lender name)
(Bank/lender name)
Credit Limit Credit card/store account (include nil balance accounts)
(Bank/lender name)
(Bank/lender name)
(Bank/lender name)
(Bank/lender name)
Interest free facilities
(Bank/lender name)
(Bank/lender name)
Amount Owing
$
$
$
$
$
$
$
$
$
$
$
$
Rent/board
$
Average monthly living expenses
$
Total
$
$
(Y/N)
(Y/N)
(Y/N)
(Y/N)
(Y/N)
(Y/N)
Payout (Y/N)
(Y/N)
(Y/N)
(Y/N)
(Y/N)
(Y/N)
3
Consumer credit insurance (CCI) cover options Loan repayment insurance provides a simple way to ensure your loan repayments are made even if something happens to you. This includes death, accidental injury, sickness and unable to work; or involuntary unemployment. It is strongly recommended that all our members review the amount of their life, disability and involuntary unemployment insurance they have before taking out a loan. I/we require the following protection: Applicant 1
Applicant 2
Disability and unemployment Disability only Death Death and disability Death, disability and unemployment In arranging Consumer Credit Insurance, a proposal, ‘Important Information about Credit Insurance’ declaration and Product Disclosure Statement will be forwarded to you, along with your loan documents for your acceptance and completion. The information provided below is a summary only. For specific details of the cover provided, please refer to the relevant Allianz Product Disclosure Statement. Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL 234708 (Allianz) is the insurer of the disability cover and unemployment cover and is only responsible for these covers. Allianz Australia Life Insurance Limited ABN 27 076 033 782 AFSL 296559 (Allianz Life) is the insurer of the death cover and is only responsible for this cover. Allianz acts as Allianz Life’s agent in offering and administering the death cover. My Credit Union Limited ABN 59 087 650 584 AFSL/Australian credit licence 246941 acts as an agent of Allianz and not as your agent. Before making a decision about this insurance, please refer to the relevant Product Disclosure Statement available from MYCU by calling 1300 655 116. Type of Credit The credit I am applying for is:
wholly or primarily for a domestic, family or household purposes (consumer credit)
wholly or primarily for another purpose (commercial credit)
Credit Reports for Commercial Loan Applicant Applications By submitting this application you expressly consent to our obtaining of a credit report containing your credit information in order to assess your commercial loan application.
Declaration by Applicants WARNING: Under the National Credit Code you may be liable to a criminal penalty if you make any false or misleading representation that is material to My Credit Union’s decision to approve this application. I/we declare that the information given in this application is true, correct and complete. I/we authorise the My Credit Union Limited to make any relevant enquiries into the references mentioned, my employer or any other credit provider. I/we acknowledge that a credit report will be obtained. I/we agree that this information will remain the property of the My Credit Union Limited.
Applicant 1
Date
/
/
Applicant 2
Date
/
/
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