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AMGNFLFNFICK ALEGJNGLCFLK AAAOECEGCCMK
AMGNFLFNFICK ALEGJNGLCFLK AAAOECEGCCMK
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AMGNFLFNFICK ALEGJNGLCFLK AAAOECEGCCMK
AMGNFLFNFICK ALEGJNGLCFLK AAAOECEGCCMK
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AMGNFLFNFICK ALEGJNGLCFLK AAAOECEGCCMK
AMGNFLFNFICK ALEGJNGLCFLK AAAOECEGCCMK
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<30
$0.118
$0.118
30–34
$0.142
$0.142
35–39
$0.164
$0.164
40–44
$0.200
$0.200
45–49
$0.291
$0.291
50–54
$0.458
$0.458
55–59
$0.751
$0.751
60–64
$1.061
$1.061
65–69
$1.684
$1.684
70–74
$3.151
$3.151
75+
$3.151
$3.151
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Employee Life with AD&D Monthly Premiums
AMGNFLFNFICK ALEGJNGLCFLK AAAOECEGCCMK
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Coverage Amount $10,000 $20,000 $30,000 $40,000 $50,000 $60,000 $70,000 $80,000 $90,000 $100,000 $110,000 $120,000 $130,000 $140,000 $150,000 $160,000 $170,000 $180,000 $190,000 $200,000 $210,000 $220,000 $230,000 $240,000 $250,000 $260,000 $270,000 $280,000 $290,000 $300,000
Employee’s Age as of January 1 < 30
30-34
35-39
40-44
45-49
50-54
55-59
60-64
65-69*
70-74*
75+*
1.18 2.36 3.54 4.72 5.90
1.42 2.84 4.26 5.68 7.10
1.64 3.28 4.92 6.56 8.20
2.00 4.00 6.00 8.00 10.00
2.91 5.82 8.73 11.64 14.55
4.58 9.16 13.74 18.32 22.90
7.51 15.02 22.53 30.04 37.55
10.61 21.22 31.83 42.44 53.05
10.95 21.89 32.84 43.78 54.73
15.76 31.51 47.27 63.02 78.78
11.03 22.06 33.09 44.11 55.14
7.08 8.26 9.44 10.62 11.80
8.52 9.94 11.36 12.78 14.20
9.84 11.48 13.12 14.76 16.40
12.00 14.00 16.00 18.00 20.00
17.46 20.37 23.28 26.19 29.10
27.48 32.06 36.64 41.22 45.80
45.06 52.57 60.08 67.59 75.10
63.66 74.27 84.88 95.49 106.10
65.68 76.62 87.57 98.51 109.46
94.53 110.29 126.04 141.80 157.55
66.17 77.20 88.23 99.26 110.29
12.98 14.16 15.34 16.52 17.70
15.62 17.04 18.46 19.88 21.30
18.04 19.68 21.32 22.96 24.60
22.00 24.00 26.00 28.00 30.00
32.01 34.92 37.83 40.74 43.65
50.38 54.96 59.54 64.12 68.70
82.61 90.12 97.63 105.14 112.65
116.71 127.32 137.93 148.54 159.15
120.41 131.35 142.30 153.24 164.19
173.31 189.06 204.82 220.57 236.33
121.31 132.34 143.37 154.40 165.43
18.88 20.06 21.24 22.42 23.60
22.72 24.14 25.56 26.98 28.40
26.24 27.88 29.52 31.16 32.80
32.00 34.00 36.00 38.00 40.00
46.56 49.47 52.38 55.29 58.20
73.28 77.86 82.44 87.02 91.60
120.16 127.67 135.18 142.69 150.20
169.76 180.37 190.98 201.59 212.20
175.14 186.08 197.03 207.97 218.92
252.08 267.84 283.59 299.35 315.10
176.46 187.48 198.51 209.54 220.57
24.78 25.96 27.14 28.32 29.50
29.82 31.24 32.66 34.08 35.50
34.44 36.08 37.72 39.36 41.00
42.00 44.00 46.00 48.00 50.00
61.11 64.02 66.93 69.84 72.75
96.18 100.76 105.34 109.92 114.50
157.71 165.22 172.73 180.24 187.75
222.81 233.42 244.03 254.64 265.25
229.87 240.81 251.76 262.70 273.65
330.86 346.61 362.37 378.12 393.88
231.60 242.63 253.66 264.68 275.71
30.68 31.86 33.04 34.22 35.40
36.92 38.34 39.76 41.18 42.60
42.64 44.28 45.92 47.56 49.20
52.00 54.00 56.00 58.00 60.00
75.66 78.57 81.48 84.39 87.30
119.08 123.66 128.24 132.82 137.40
195.26 202.77 210.28 217.79 225.30
275.86 286.47 297.08 307.69 318.30
284.60 295.54 306.49 317.43 328.38
409.63 425.39 441.14 456.90 472.65
286.74 297.77 308.80 319.83 330.86
∗ Coverage amounts for ages [65] and over reduce due to age reduction (see Life Insurance Age Reductions section).
AMGNFLFNFICK ALEGJNGLCFLK AAAOECEGCCMK
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Spouse Life with AD&D Monthly Premiums
AMGNFLFNFICK ALEGJNGLCFLK AAAOECEGCCMK
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Coverage Amount $5,000 $10,000 $15,000 $20,000 $25,000 $30,000 $35,000 $40,000 $45,000 $50,000 $55,000 $60,000 $65,000 $70,000 $75,000 $80,000 $85,000 $90,000 $95,000 $100,000 $105,000 $110,000 $115,000 $120,000 $125,000 $130,000 $135,000 $140,000 $145,000 $150,000 $155,000 $160,000 $165,000 $170,000 $175,000 $180,000 $185,000 $190,000 $195,000 $200,000 $205,000 $210,000 $215,000 $220,000 $225,000 $230,000 $235,000 $240,000 $245,000 $250,000
Employee’s Age as of January 1 < 30
30-34
35-39
40-44
45-49
50-54
55-59
60-64
65-69*
70-74*
75+*
0.59 1.18 1.77 2.36 2.95
0.71 1.42 2.13 2.84 3.55
0.82 1.64 2.46 3.28 4.10
1.00 2.00 3.00 4.00 5.00
1.46 2.91 4.37 5.82 7.28
2.29 4.58 6.87 9.16 11.45
3.76 7.51 11.27 15.02 18.78
5.31 10.61 15.92 21.22 26.53
5.47 10.95 16.42 21.89 27.37
7.88 15.76 23.63 31.51 39.39
5.51 11.03 16.54 22.06 27.57
3.54 4.13 4.72 5.31 5.90
4.26 4.97 5.68 6.39 7.10
4.92 5.74 6.56 7.38 8.20
6.00 7.00 8.00 9.00 10.00
8.73 10.19 11.64 13.10 14.55
13.74 16.03 18.32 20.61 22.90
22.53 26.29 30.04 33.80 37.55
31.83 37.14 42.44 47.75 53.05
32.84 38.31 43.78 49.26 54.73
47.27 55.14 63.02 70.90 78.78
33.09 38.60 44.11 49.63 55.14
6.49 7.08 7.67 8.26 8.85
7.81 8.52 9.23 9.94 10.65
9.02 9.84 10.66 11.48 12.30
11.00 12.00 13.00 14.00 15.00
16.01 17.46 18.92 20.37 21.83
25.19 27.48 29.77 32.06 34.35
41.31 45.06 48.82 52.57 56.33
58.36 63.66 68.97 74.27 79.58
60.20 65.68 71.15 76.62 82.10
86.65 94.53 102.41 110.29 118.16
60.66 66.17 71.69 77.20 82.71
9.44 10.03 10.62 11.21 11.80
11.36 12.07 12.78 13.49 14.20
13.12 13.94 14.76 15.58 16.40
16.00 17.00 18.00 19.00 20.00
23.28 24.74 26.19 27.65 29.10
36.64 38.93 41.22 43.51 45.80
60.08 63.84 67.59 71.35 75.10
84.88 90.19 95.49 100.80 106.10
87.57 93.04 98.51 103.99 109.46
126.04 133.92 141.80 149.67 157.55
88.23 93.74 99.26 104.77 110.29
12.39 12.98 13.57 14.16 14.75
14.91 15.62 16.33 17.04 17.75
17.22 18.04 18.86 19.68 20.50
21.00 22.00 23.00 24.00 25.00
30.56 32.01 33.47 34.92 36.38
48.09 50.38 52.67 54.96 57.25
78.86 82.61 86.37 90.12 93.88
111.41 116.71 122.02 127.32 132.63
114.93 120.41 125.88 131.35 136.83
165.43 173.31 181.18 189.06 196.94
115.80 121.31 126.83 132.34 137.86
15.34 15.93 16.52 17.11 17.70
18.46 19.17 19.88 20.59 21.30
21.32 22.14 22.96 23.78 24.60
26.00 27.00 28.00 29.00 30.00
37.83 39.29 40.74 42.20 43.65
59.54 61.83 64.12 66.41 68.70
97.63 101.39 105.14 108.90 112.65
137.93 143.24 148.54 153.85 159.15
142.30 147.77 153.24 158.72 164.19
204.82 212.69 220.57 228.45 236.33
143.37 148.88 154.40 159.91 165.43
18.29 18.88 19.47 20.06 20.65
22.01 22.72 23.43 24.14 24.85
25.42 26.24 27.06 27.88 28.70
31.00 32.00 33.00 34.00 35.00
45.11 46.56 48.02 49.47 50.93
70.99 73.28 75.57 77.86 80.15
116.41 120.16 123.92 127.67 131.43
164.46 169.76 175.07 180.37 185.68
169.66 175.14 180.61 186.08 191.56
244.20 252.08 259.96 267.84 275.71
170.94 176.46 181.97 187.48 193.00
21.24 21.83 22.42 23.01 23.60
25.56 26.27 26.98 27.69 28.40
29.52 30.34 31.16 31.98 32.80
36.00 37.00 38.00 39.00 40.00
52.38 53.84 55.29 56.75 58.20
82.44 84.73 87.02 89.31 91.60
135.18 138.94 142.69 146.45 150.20
190.98 196.29 201.59 206.90 212.20
197.03 202.50 207.97 213.45 218.92
283.59 291.47 299.35 307.22 315.10
198.51 204.03 209.54 215.06 220.57
24.19 24.78 25.37 25.96 26.55
29.11 29.82 30.53 31.24 31.95
33.62 34.44 35.26 36.08 36.90
41.00 42.00 43.00 44.00 45.00
59.66 61.11 62.57 64.02 65.48
93.89 96.18 98.47 100.76 103.05
153.96 157.71 161.47 165.22 168.98
217.51 222.81 228.12 233.42 238.73
224.39 229.87 235.34 240.81 246.29
322.98 330.86 338.73 346.61 354.49
226.08 231.60 237.11 242.63 248.14
27.14 27.73 28.32 28.91 29.50
32.66 33.37 34.08 34.79 35.50
37.72 38.54 39.36 40.18 41.00
46.00 47.00 48.00 49.00 50.00
66.93 68.39 69.84 71.30 72.75
105.34 107.63 109.92 112.21 114.50
172.73 176.49 180.24 184.00 187.75
244.03 249.34 254.64 259.95 265.25
251.76 257.23 262.70 268.18 273.65
362.37 370.24 378.12 386.00 393.88
253.66 259.17 264.68 270.20 275.71
∗ Coverage amounts for ages 65 and over reduce due to age reduction (see Life Insurance Age Reductions section).
Child Life with AD&D Monthly Premiums Coverage Amount Premium $10,000 0.90
AMGNFLFNFICK ALEGJNGLCFLK AAAOECEGCCMK
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AMGNFLFNFICK ALEGJNGLCFLK AAAOECEGCCMK
AMGNFLFNFICK ALEGJNGLCFLK AAAOECEGCCMK
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AMGNFLFNFICK ALEGJNGLCFLK AAAOECEGCCMK
AMGNFLFNFICK ALEGJNGLCFLK AAAOECEGCCMK
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