home financing

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HOME FINANCING options for nearly every home buyer need

We are in the business of

helping people achieve the dream of homeownership

New England Mortgage Partners provides a wide variety of mortgage options and is able to help you

FHA & VA LOANS

choose a home financing option —whether you’re

Millions of Americans have taken advantage of government loans to make their home buying dreams come true. Low-or no-down payment programs, for qualified borrowers, and flexible qualifying standards make FHA and VA loans very appealing. We provide more financing options, including both fixed and adjustable-rate FHA mortgages. If you’re an eligible veteran, you may be able to finance a VA loan for up to 100 percent of the purchase price.

buying a first home, second or a special home away from home. We may be able to help. WE ARE IN THE BUSINESS OF HELPING PEOPLE ACHIEVE THE DREAM OF HOMEOWNERSHIP We’ve developed a wide variety of financing products and can help you choose a financing option whether you’re buying a first home, second home or a special home away from home — we can help. BEGIN YOUR SEARCH WITH OUR PriorityBuyer® PREAPPROVAL1 You have written proof of your purchase power with specific loan amounts and terms on official company letterhead. Anxious sellers will know you are a serious buyer who has already completed the application, credit check, and first decisioning phase.

HOME FINANCING THAT LEAVES ROOM FOR IMPROVEMENT Have your eye on a home in need of a few repairs? We have solutions that allow you to bring out the best in a home. With our Purchase & RenovateSM program, loan amounts are based on the after improved value of the home. With lower down payment options, you can make big changes right after closing.

HOMEOWNERSHIP MAY BE WITHIN REACH Through our broad range of products and programs, we’ll help you find a loan to help meet your needs. You don’t need a big paycheck or large savings account to qualify. You may be surprised that you really can purchase your first home.

888.831.1181 www.nemtgpartners.com

www.nemtgpartners.com

Options. . .Buying power. . .Benefits. . . The FHA Streamline 203(K) renovation loan reduces paperwork and fees for minor repairs, helping you purchase and repair a home sooner.

You’ll find us working together with your sales

BUILDING YOUR OWN HOME

as convenient and simple as possible. So, stop by or

Building your dream from the ground up takes wellconstructed solutions that are flexible during the building process. With our Builder Best® program2, we’ll show you how to protect yourself from interest rate market fluctuations for up to one year.

give us a call. We are happy to show you how our

You may also take advantage of decreasing interest rates by seeking to exercise a one-time float down option to obtain new pricing on your loan subject to our approval.3 Let us show you how we can simplify your new construction financing to help you build your dream home just the way you want it.

professional to make your real estate transaction

mortgage options can help you realize your dreams.

Call today! 888.831.1181

VACATION & SECOND HOMES Whether you are looking for a ski chalet, a beach homes or anything in between, we may be able to help minimize costs and streamline processes to help get you into your second home. You may be able to access the available equity in your primary home to purchase that vacation/second home you’ve always wanted. 137 Washington Street • Norwell, MA • 888.831.1181 1. A PriorityBuyer® preapproval is based on our preliminary review of credit information only and is not a commitment to lend. We will be able to offer a loan commitment upon verification of application information, satisfying all underwriting requirements and conditions, and providing an acceptable property, appraisal, and title report. Not available on nonconforming products. 2. A non-refundable closing commitment deposit or an extended lock fee will be required for participation in a Builder Best program. The Builder Best program is allowed with qualified products with lock features ranging from 3 months to 12 months. Due to daily pricing variations between products, you are encouraged to work with your home mortgage consultant to ensure that pricing available on the Builder Best lock feature that you choose is the most advantageously priced Builder Best lock feature for you. 3. Change of loan product or program, change in loan to value ratio, float down or re-lock of rate will require underwriting approval. One-time float down option is available within 60days of closing to any lender program or re-lock your existing product at the current available price range. Re-lock is not allowed within 30 days of the original lock. If re-lock period exceeds 60 days, applicable extended lock fees will be assessed. All first mortgage products are provided by New England Mortgage Partners, LLC. New England Mortgage Partners, LLC may not be available in your area. Wells Fargo Home Mortgage is a division of Wells Fargo Bank, N.A. ©2011 New England Mortgage Partners, LLC. All Rights Reserved. 546688 02/11-05/11