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w e i v e R

Estates of Russell Creek Estates of

Russell Creek April 2009

Volume 3, Issue 4

Official Publication of The Estates of Russell Creek Homeowners Association

Board Letter

ERC Annual Garage Sale

This is a chance to clean out your house, make some extra money and the opportunity to meet neighbors you have not met! Your $5 contribution to participate provides you with: arrow signs for your alley, balloons for your yard and advertising in the Dallas Morning News, “The List” will be posted on the ERC website so you can print copies. All of the contributions, minus expenses, will be donated to the North Texas Affiliate of Susan G. Komen for the Cure.

Saturday, April 18th 8:00 AM - 1:00 PM

Thanks to our new Webmasters!

ERC HOA members Gayla & Eric Smith have graciously volunteered to become the new webmasters for the Estates of Russell Creek website, www.estatesofrussellcreek.com. We all need to thank Gayla and Eric for stepping into this role. Look for future enhancements to the ERC website. Copyright © 2009 Peel, Inc.

The ERC Annual Meeting was held on Tuesday, March 24. It was great to see so many of our homeowners in attendance. Congratulations to our new board members who were elected to a two year term. • Sandra Johnson • Dave Oldani • Robert Simmons We would like to say a very big thank you to Denise Duggan, who has served as a member of the ERC HOA Board of Directors for the past two years. Thank you Denise for the time that you have dedicated to help improve our neighborhood. Welcome aboard Sandra Johnson and welcome back Dave Oldani and Robert Simmons to serve an additional term on the board. Members of the ERC HOA in attendance at the annual meeting stated several items that they would like to see addressed around the ERC. Please do not think that it is necessary to wait until the annual meeting to mention something you would like to see dealt with around

the ERC. Feel free to contact any one of your board members throughout the year. Additionally, you can email your comments and suggestions to [email protected]. In an effort to improve communication throughout the ERC we will soon be rolling out a new format of the ERC Enews. Keep a lookout for this new and improved format in your email inbox and information pertaining to it in future printed newsletters. Please let us know what information you would like to see communicated and if you have ideas for future ERC Enews distributions. It is Spring! That means it is time to step outside and really look at your front yard landscaping. Many of our neighbors lost trees, or parts of trees last Spring. Each neighbor contributes to the beauty and value of our neighborhood. Does your yard need maintenance or improvements? Sincerely, The ERC Board of Directors

Estates of Russell Creek Homeowner's Association Newsletter - April 2009 

Estates of Russell Creek erc board members David Oldani, President....................................972-731-6244 Denise Duggan, Vice President.........................972-335-2290 John Dwyer, Secretary.......................................972-377-0246 Doug Finn, Treasurer........................................972-712-4655 Jeff Einspahr, Director.......................................972-335-5413 Amy Newell, Director.......................................972-335-5860 Robert Simmons, Director................................972-731-9683 Dan Estep (CMA).............................................972-943-2856

newsletter info Editor Lisa [email protected], 972-731-6244 Publisher Peel, Inc........................ www.PEELinc.com, 512-263-9181 [email protected], 512-263-9181 Advertising Information Please support the businesses that advertise in the Estates of Russell Creek Review Community Newsletter. Their advertising dollars make it possible for all Estates of Russell Creek residents to receive the monthly newsletter at no charge. No homeowners association funds are used to produce or mail the newsletters. If you would like to support the newsletter by advertising, please contact our sales office @ 512-263-9181 or advertising@ PEELinc.com. The advertising deadline is the 20th of each month for the following month's newsletter.

Want to submit information for the monthly newsletter?

The Estates of Russell Creek Review newsletter is published and distributed in conjunction with Peel, Inc. and the ERC Homeowners’ Association and the residents of ERC. The monthly newsletter will be delivered to homes by the 10th of every month. If you would like your information considered for publication, please submit it by the 15th of the preceding month in which you would like the information published. To submit an article or to place a FREE classified ad, please send it to the Editor at [email protected]. DISCLAIMER: Articles and ads in this newsletter express the opinions of their authors and do not necessarily reflect the opinions of Peel, Inc. or its employees. Peel, Inc. is not responsible for the accuracy of any facts stated in articles submitted by others. The publisher also assumes no responsibility for the advertising content with this publication. All warranties and representations made in the advertising content are solely that of the advertiser and any such claims regarding its content should be taken up with the advertiser. * The publisher assumes no liability with regard to its advertisers for misprints or failure to place advertising in this publication except for the actual cost of such advertising. * Although every effort is taken to avoid mistakes and/or misprints, the publisher assumes no responsibility for any errors of information or typographical mistakes, except as limited to the cost of advertising as stated above or in the case of misinformation, a printed retraction/ correction. * Under no circumstances shall the publisher be held liable for incidental or consequential damages, inconvenience, loss of business or services, or any other liabilities from failure to publish, or from failure to publish in a timely manner, except as limited to liabilities stated above.

Classified Ads Personal classifieds (one time sell items, such as a used bike...) run at no charge to Estates of Russell Creek residents, limit 30 words, please e-mail [email protected] Business classifieds (offering a service or product line for profit) are $50, limit 40 words, please contact Peel, Inc. Sales Office @ 512-263-9181 or [email protected].

disclaimer At no time will any source be allowed to use the Estates of Russell Creek Community Newsletter contents, or loan said contents, to others in anyway, shape or form, nor in any media, website, print, film, e-mail, electrostatic copy, fax, or etc. for the purpose of solicitation, commercial use, or any use for profit, political campaigns, or other self amplification, under penalty of law without written or expressed permission from the Estates of Russell Creek Association and Peel, Inc. The information in the newsletter is exclusively for the private use of Estates of Russell Creek residents only.  Estates of Russell Creek Homeowner's Association Newsletter - April 2009

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Estates of Russell Creek Healthier Homes By Charles & Michelle Bubnis

Have you ever walked around the neighborhood and looked at some lawns and thought “I wish my yard looked that good”? Well, here are some tips to get your yard looking great by creating a healthier turf. Don’t use Weed and Feed. 2 4-D the pesticide in most Weed and Feed product is neurotoxic and contains half of the ingredients found in Agent Orange. Studies have shown that lawn chemicals are tracked or drift inside where they remain on surfaces or in the carpet for up to a year when they are not exposed to direct sunlight (little children spend lots of time playing/crawling on carpet). Also, Weed and Feed can actually hurt the health of the lawn by killing beneficial microorganisms, insects and earth worms that maintain a healthy grass. Instead, consider building up the health of the soil through yearly aeration and organic compost application (ex. Farm Style Compost from Natural Gardener). Corn Gluten can be applied

for pre-emergent weed control. Biological controls for insects can be used if necessary such as nematodes to get rid of grubs. Apply annually a slow release nitrogen organic fertilizer as commercial fertilizers frequently contain toxic herbicides such as 2, 4-D mentioned earlier. You are on your way to transitioning to a natural lawn care with these easy steps. If you are looking for or currently have a lawn care service, ask them to adopt these methods. If they wish to use IPM (Integrated Pest Management) be wary because these usually include the use of toxic pesticides. Within a short time you too will have a robust looking lawn but more importantly, you will know that it truly is healthier and safer for your family too. Resources: Natural Gardener 288-6113 www.beyondpesticides.org, and www.grassrootsinfo.org

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Estates of Russell Creek Homeowner's Association Newsletter - April 2009 

Estates of Russell Creek How to Start Playing Tennis Submitted by Fernando M. Velasco

Spring time is a good time to start playing the “game of a lifetime”: TENNIS!! As I play in many tournaments all over the country, it is nice to see people actively playing not only competitive, but also socially. The USTA even offers National and International Tournaments in both singles and doubles in the ages 30 through 90 in increments of 5 years. The first thing to do is to contact a tennis center or club and find out the beginner classes they offer. Even if someone has played a few years ago, this is a good way to get back into the game again. A good program may last from six to 10 weeks, meeting once a week for about one hour each. The pro, would start with the basic grips on forehand and backhand, and also work with the proper footwork.

 Estates of Russell Creek Homeowner's Association Newsletter - April 2009

Once the player feels comfortable with moving and hitting the ball at the same time, the next step would be to teach the volleys, overhead and serve. At this point, advise would be given to the players to practice with each other and simply rally back and forth as many times as possible. All players need is a good pair of tennis shoes and comfortable clothing. Walking/running shoes have a tendency to turn ankles, develop “plantar fasciitis”, or hurt the “tennis calf ” muscle. They also leave black marks on the tennis court. (Continued on Page 5)

Copyright © 2009 Peel, Inc.

Estates of Russell Creek How to Start Playing Tennis - (Continued from Page 4) A good club will provide with demo rackets for the players to try out. A player should find the proper grip size and the proper weight and thickness of frame to fit their game. In order to get used to the different bounce of the ball, one needs to spend a great deal of time just hitting balls. I recommend practicing against a wall, or use a ball machine that feeds balls. Players will learn to adjust to the depth, height and power of the ball by spending as much “court” time as possible. In future articles, I will give you advice on how to select the proper racket, strings and shoes, and will provide you with information on how to get involved in leagues and tournaments. Get a “spring” start on your game and contact your local tennis club or park district to get started as soon as possible.

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Want to see photographs from the recent events of ERC?

Just log on to our neighborhood website, www. estatesofrussellcreek.com, and click the events icon to see the latest photos of our community events. Also, if you have photos of any of our events that you would like to have posted on our site, please send them to [email protected] to have them posted.

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Estates of Russell Creek Homeowner's Association Newsletter - April 2009 

Estates of Russell Creek Women and Finance Submitted by Rich Keith

If you’ve not stopped to consider what your life could be like in retirement, consider these facts: Women live longer. The average life expectancy for baby girls in the U.S. is now 80 years old, compared to 75 for boys.  Some estimates show more than one-third of America women will live to at least age 90, meaning today’s women will spend more time in retirement and need more resources. Women earn less. It’s a sad reality that women still earn 76 cents for every dollar a man makes.  The average Social Security check for men and women reflects the disparity in income and working years:  Women received $867 in December 2006, while men received $1,148.  30% of unmarried women 65 and older currently live on Social Security alone. Women take time off to care for others.  Not only are women more likely to take time off to have and raise children, they are also more likely to interrupt their working years to care for ailing parents or other relatives.  Seven out of ten unpaid caregivers are women, and more than 50% of caregivers modify their work status because of it.  This includes working fewer hours or taking unpaid leaves of absence – all of which affect their career paths, contributions to retirement

accounts and accumulated Social Security benefits. Women aren’t saving enough – if at all.  Even though women will spend more years in retirement than men, women still lag behind in their retirement savings.  According to new studies from the Employee benefit Research Institute, just 53% of women are currently saving for retirement, compared to 62% of men.  And 37 of women are currently participating in a company 401(k) or other workplace plan, compared to 41% of men; and just 37% of women are likely to hold an IRA or other non-workplace retirement account, compared to 46% of men. Women are more likely to retire in poverty.  For all of the reasons listed above, is it really a surprise that women are 71% more likely than men to live below the poverty line in retirement? It’s critical for women to have a plan.  Women need to save more money than men because they cycle in and out of the workplace more often.  Over 75% of women are widowed at an average age of 56, and 1 in 4 of these women are broke within two months of being widowed.   What do you want your retirement years to look like?  Do start now.  The earlier you start, the easier it will be to reach your retirement goals.  Time is a powerful key to achieving financial security. 

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Copyright © 2009 Peel, Inc.

Estates of Russell Creek Meet Simon Simon has a good sense of humor and an overall fun personality. He has a great imagination and loves to tell stories. He likes music, reading, playing games, sports, and fishing Described as a kind and compassionate kid, Simon interacts very well with his peers and adults. He likes to be a big brother and take care of others. Simon’s foster parents and teachers have high praise for Simon, saying he’s a “great kid” and they enjoy having him in their lives. Simon will flourish with a family who is active and keeps him engaged. Simon can benefit from participating is enrichment or mentoring programs that will aid in his educational and personal development. Please let me know if you would like additional information on this great kid. Grace Lindgren, LMSW, Wendy’s Wonderful Kids Recruiter Adoption Coalition of Texas, 2222 Western Hills, Ste. 101, Austin, Texas 78745 Phone 512-834-3424/Fax 512-692-2540, [email protected]

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Estates of Russell Creek Homeowner's Association Newsletter - April 2009 

Peel, Inc. Estates of Russell Creek

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311 Ranch Road 620 S. Ste 200 Lakeway, TX 78734-4775 www.PEELinc.com

PAID

PEEL, INC.

EC

Pool

Bed/ Bath

Sq. Ft.

List Price

Days On Market

3820 Evesham

N

4/3

2484

245000

8

3869 Elgin

N

4/4

2977

275000

247

8804 Shepherd

N

4/3

2962

260000

97

3928 Kimbrough

Y

3/3

2458

260000

27

8408 Bradford

Y

4/3

2722

275000

11

8813 Holloway

N

5/4

3147

289900

21

Active Listings

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N

4/4

3216

314000

32

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N

4/4

3543

315000

76

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Y

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3334

359000

73

8305 Bartley

N

5/5

3921

395000

29

Active-Option In last 30 days 8012 Ashby

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Original Price

List Price

$/SF

Days On Market

3304

339,000

339,000

102.60

71

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Copyright © 2009 Peel, Inc.