Savings Interest Rates As at 20th September 2016 Variable Rate Accounts Currently Available Available to UK residents only. Applicants must reside in LE, DE and NG postcodes or be existing members. All interest rates are annual, unless otherwise stated.
Easy Access Accounts
Younger Generation
Instant Access £10 or more
Young Savers + for under 16s AER
Gross
0.20%
0.20%
AER
Gross
0.75%
0.75%
Affinity Account £10 or more
£1 or more
AER
Gross
1.30%
1.30%
Future First for savers aged 16 to 25 £1 or more
AER
Gross
1.30%
1.30%
Cash ISA Accounts
Regular Savings Accounts
Instant Access Cash ISA Issue 3
Monthly Saver 3
£1 or more
AER
Gross
1.00%
1.00%
Junior ISA For under 18s £1 or more
AER
Gross
1.70%
1.70%
For regular equal monthly savings of £10 to £250. Interest rate subject to Terms and Conditions
AER
Gross
2.00%
2.00%
Deposit Accounts Accounts for clubs, limited companies and non-individuals.
Notice Accounts
Instant Access Deposit
50 Day Notice Account Issue 2 Annual Rate
AER
Gross
£50 or more
0.55%
0.55%
Monthly Rate £10000 or more
AER
Gross
0.55%
0.55%
Monthly Income 60 Issue 3 £10000 or more
AER
Gross
1.00%
1.00%
£10 to £24999
AER
Gross
0.40%
0.40%
£25000 to £49999
0.55%
0.55%
£50000 to £99999
0.85%
0.85%
£100000 or more
1.00%
1.00%
Other Deposit accounts are available for UK Trusts and Client money. Please ask for details.
Variable Rate Accounts No Longer Available
Postal Accounts
These accounts can no longer be opened but continue to operate as normal. All interest rates are annual, unless otherwise stated.
Postal Classic + Account
Regular Savings Accounts
Monthly Income Accounts
Regular Savers
Monthly Income 60
For regular monthly savings £10 or more per month
AER
Gross
0.75%
0.75%
AER
Gross
0.75%
0.75%
Monthly Saver AER For regular equal monthly savings £10 to £500 per month Enhanced rate if at least 11 equal monthly payments are made and only one withdrawal is made annually
0.50%
2.00%
Gross 0.50%
2.00%
£10000 or more
AER
Gross
2.00%
2.00%
Younger Generation Young Persons £10 or more
AER
Gross
1.30%
1.30%
£10 or more
0.35%
0.35%
Monthly Rate
AER
Gross
Monthly Rate
£1000 or more
0.50%
0.50%
£10000 or more
Annual Rate
AER
Gross
£100 or more
0.45%
0.45%
AER
Gross
£1000 or more
0.45%
0.45%
AER
Gross
1.00%
1.00%
LCCC Instant Access AER
Gross
0.70%
0.70%
AER
Gross 1.00%
AER
Gross
1.00%
1.00%
AER
Gross
1.00%
1.00%
Gross 0.35%
50 Day Notice Annual Rate
AER
Gross
£50 or more
0.55%
0.55%
Monthly Rate £10000 or more
AER
Gross
0.55%
0.55%
Annual Rate
AER
Gross
£50 or more
0.55%
0.55%
Monthly Rate
AER
Gross
£10000 or more
0.55%
0.55%
30 Day Account
Loughborough Plus
1.00%
AER 0.35%
Fifty Fifty
Easy Access Accounts
£1 or more
Instant Access Cash ISA Issue 2 £1 or more
Gross
0.50%
Monthly Rate
Including Prev 30 Day Cash ISA & Prev 90 Day Cash ISA
£1 or more
AER
0.50%
Gross
Cash ISA - Previously TESSA-Only ISA
For regular equal monthly savings of £10 to £200
Annual Rate
£100 or more
1.00%
Instant Access Cash ISA
Monthly Saver 2
Gross
AER
Cash ISA Accounts
£1 or more
AER
1.00%
Monthly Income 60 Issue 2
Guaranteed Regular Savers For regular monthly savings of £10 to £300
£10000 to £100000
Classic Account
Annual Rate
Postal Account
Including Prev Monthly Income 90. Monthly Only
Notice Accounts
Annual Rate
AER
Gross
AER
Gross
£10 or more
0.35%
0.35%
£1 to £2999
0.40%
0.40%
Monthly Rate
£3000 or more
0.80%
0.80%
£10000 or more
AER
Gross
0.35%
0.35%
Sundry Charges for Savings Accounts Unpaid cheque and Direct Debit......................................................................................................£20 Breakdown of Transactions (letter).................................................................................. minimum £20 Telegraphic Transfer of funds (UK)....................................................................................................£30 Data Protection Act enquiry............................................................................................................. £10 Telegraphic Transfer of funds (Europe)....................................................................£30 + bank charges Telegraphic Transfer of funds (International)...........................................................£50 + bank charges Stopped cheque (only if lost or stolen)..............................................................................................£20 Lost/duplicate passbook.................................................................................................................... £15 Duplicate statement (Postal account)................................................................................................£25 Investors interest statement (other than Section 975) ���������������������������������������������������������������������£20 Duplicate Section 975 statement....................................................................................................... £15 Accountants/Audit letter...................................................................................................minimum £35
Where to find us... www.theloughborough.co.uk Head Office 6 High Street, Loughborough, Leics, LE11 2QB Telephone: 01509 610707 Fax: 01509 231058
[email protected]
Branches 1/2 Babington Lane, Derby, DE1 1SU Telephone: 01332 290818 Fax: 01332 293228
[email protected]
5 Market Place, Long Eaton, NG10 1JL Telephone: 0115 972 8088 Fax: 0115 946 9624
[email protected]
4 High Street, Loughborough, Leics, LE11 2PY Telephone: 01509 610600 Fax: 01509 610200
[email protected]
Agencies Gascoines Estate Agents 1 Church Street, Southwell, NG25 0HQ Telephone: 01636 815349
[email protected]
Massers Solicitors 9 Tudor Square, West Bridgford, NG2 6BT Telephone: 0115 981 1147
[email protected]
Interest is payable gross (no tax is deducted). However, you may be liable to pay tax depending on your income, for further details go to www.GOV.UK and search Personal Savings Allowance. AER (Annual Equivalent Rate) illustrates what the interest rate would be if it were paid and added each year. Gross means the contractual rate of interest payable.
Loughborough Building Society is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Financial Services Register number: 157258
