Self-directed brokerage accounts for plan participants - TD


to TD Ameritrade and its self-directed brokerage account (SDBA) for plan participants. Providing you investment flexibility. TD Ameritrade provides ac...

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Self-directed brokerage accounts for plan participants Your retirement plan on your terms Retirement starts with a plan—yours Looking for investment alternatives that give your retirement plan all the flexibility you need—with the tax-deferral status you want? Then look to TD Ameritrade and its self-directed brokerage account (SDBA) for plan participants.

Providing you investment flexibility

Overview ƒƒ G  reat choice and flexibility in your retirement plan ƒƒ A  ccess to a broad range of investments, including stocks, bonds, and mutual funds

TD Ameritrade provides access to a broad range of investments to fit your goals, such as individual stocks, bonds, certificates of deposit (CDs), and over 250 commission-free exchange-traded funds (ETFs)1. We also offer more than 13,000 mutual funds—including more than 4,500 no-load, notransaction-fee (NTF) mutual funds2.

ƒƒ R  esearch & Ideas, an online resource that offers third-party market analysis

Carefully consider the particular fund’s investment objectives, risks, charges, and expenses. To obtain a prospectus containing this and other important information, please call a TD Ameritrade representative at 866-766-4015. Please read the prospectus carefully before investing.

ƒƒ A  dedicated Participant Service Team and quality trade execution4

Everything you need to chart your own financial future With state-of-the-art tools, outstanding personal service, and innovative technology, TD Ameritrade is uniquely equipped to provide the self-directed brokerage option for retirement plan participants like you who seek greater choice and flexibility in their financial plans.

Your resource for market news and analysis With the TD Ameritrade SDBA, you’ll choose and manage investments for your individual retirement needs. In addition, you can look to our online resource, Research & Ideas, for third-party market analysis from industry leaders including Morningstar Investment Management LLC, CFRA, Market Edge®, Ford Equity Research, and more.

It’s all in one place From comprehensive information on the markets, stocks, bonds, mutual funds, and ETFs to powerful screeners and interactive charts, you’ll be able to research, screen, and monitor news all from one convenient location.3 You can also get in-depth research and education from Morningstar®, including mutual fund screeners and Morningstar Instant X-RaySM.

ƒƒ P  owerful online fund-screening capabilities

ƒƒ A  ccount access online, on the phone, or through a registered broker ƒƒ T  he convenience of allowing your current advisor to manage your account. Ask for details.

SDBA for plan participants Access your account your way

Call 866-766-4015 from 8 a.m.

You can access your TD Ameritrade SDBA for plan participants through the TD Ameritrade website, an Interactive Voice Response (IVR) phone system, or by phone.

to 7 p.m. ET, Monday to Friday, excluding market holidays.

You can also access your account from a variety of devices using TD Ameritrade Mobile for iPad®, iPhone®, and Android™.5

Put your retirement plan into action today Sign up for a TD Ameritrade SDBA today and take charge of your retirement plan by choosing and managing investments that fit your individual needs. After you open your account, we’ll send you information about how to access your account, and a welcome kit with more information on how to invest in your TD Ameritrade SDBA.

Connect with an experienced consultant today. Call 866-766-4015 Visit tdameritraderetirement.com/demo Market volatility, volume, and system availability may delay account access and trade executions. 1. Exchange-traded funds (ETFs) are subject to risk similar to those of their underlying securities, including, but not limited to, market, investment, sector, or industry risks, and those regarding short-selling and margin account maintenance. Some ETFs may involve international risk, currency risk, commodity risk, leverage risk, credit risk, and interest rate risk. Performance may be affected by risks associated with nondiversification, including investments in specific countries or sectors. Additional risks may also include, but are not limited to, investments in foreign securities, especially emerging markets, real estate investment trusts (REITs), fixed income, small-capitalization securities, and commodities. Each individual investor should consider these risks carefully before investing in a particular security or strategy. Investment returns will fluctuate and are subject to market volatility, so that an investor’s shares, when redeemed or sold, may be worth more or less than their original cost. Unlike mutual funds, shares of ETFs are not individually redeemable directly with the ETF. Shares are bought and sold at market price, which may be higher or lower than the net asset value (NAV). Information provided by TD Ameritrade, including without limitation that related to the ETF Market Center and commission-free ETFs, is for general educational and informational purposes only and should not be considered a recommendation or investment advice. Particular commission-free ETFs may not be appropriate investments for all investors, and there may be other ETFs or investment options available at TD Ameritrade that are more suitable. ETFs purchased commission-free that are available on the TD Ameritrade ETF Market Center are available generally without commissions when placed online in a TD Ameritrade account. Other fees may apply for trade orders placed through a broker or by automated phone. TD Ameritrade receives remuneration from certain ETFs that participate in the commission-free ETF program for shareholder, administrative, and/or other services. No Margin for 30 Days. Certain ETFs purchased commission free that are available on the TD Ameritrade ETF Market Center will not be immediately marginable at TD Ameritrade through the first 30 days from settlement. For the purposes of calculation the day of settlement is considered Day 1. T 594722 11/30/2019

2. No-transaction-fee (NTF) mutual funds are no-load mutual funds for which TD Ameritrade does not charge a transaction fee. No-transaction-fee funds have other fees and expenses that apply to a continued investment in the fund and are described in the prospectus. 3. Access to real-time market data is conditioned on acceptance of the exchange agreements. Professional access differs and subscription fees may apply. TD Ameritrade is not responsible for third-party information or services, including market data provided by the exchanges. Please consult other sources of information and consider your individual financial position and goals before making an investment decision. Past performance of a security does not guarantee future results. 4. Execution price, speed, and liquidity are affected by many factors, including market volatility, size and type of order, and available market centers. TD Ameritrade is obligated to seek the best price available for your order, taking into consideration the cost of execution and current market conditions, such as the National Best Bid and Offer (NBBO), volume, and liquidity. TD Ameritrade acts as agent. Orders are filled by independent third parties. 5. Apple, iPad, and iPhone are trademarks of Apple Inc., registered in the United States and other countries. App Store is a service mark of Apple Inc. Android is a trademark of Google LLC. Apple Inc., and Google LLC are independent companies separate from and unaffiliated with TD Ameritrade. Instant X-Ray analyzes mutual funds, U.S.-based stocks, ADRs, plus cash and bond positions when entered using a ticker CASH$ or BOND$, respectively. All other security types are not analyzed. Third-party research is provided for general information purposes only and should not be considered an individualized recommendation or advice. While the information is deemed reliable, TD Ameritrade makes no representations or warranties with respect to the accuracy or completeness of the information provided. TD Ameritrade and Morningstar are separate, unaffiliated companies and are not responsible for one another’s services or policies. TD Ameritrade, Inc., member FINRA/SIPC. TD Ameritrade is a trademark jointly owned by TD Ameritrade IP Company, Inc., and The Toronto-Dominion Bank. © 2017 TD Ameritrade.

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