Steward Navigators


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Steward Navigators Navigating New Horizons

This is not an offer to sell or a solicitation to buy any securities. Before investing you should carefully consider investment objectives, risks, charges and expenses. This and other information is contained in the prospectus of the funds and can be obtained by contacting Capstone Asset Planning Company.

TARGET DATE STRATEGIES Making empowered retirement investment choices can be as easy as knowing your targeted year of retirement. With Steward Navigator Strategies, simply choose the strategy that corresponds with your retirement target date, without any further decision-making required. When starting out, young investors can afford to invest a higher percentage in stock investments, which have a higher risk but typically provide greater long term returns. With age, investors should gradually decrease the percentage in stocks in favor of more conservative fixed income investments to protect earnings as they approach retirement. Target-date strategies actively do this for investors. As the retirement years approach, target-date strategies periodically adjust to become more conservative. Steward Navigator Strategies, now offer premier quality, fully screened target-date funds with four diversified strategies for varying retirement target dates: Steward Navigator 2010, Steward Navigator 2020, Steward Navigator 2030, and Steward Navigator 2040.

INVESTMENT STRATEGY The Navigator Strategies are built with a multi-asset class design to provide a stable return and manage long-term market volatility. These strategies will actively adjust the blend of US Equities, International and fixed-income asset classes. An appropriate risk tolerance and return, based on the anticipated date of retirement, should be attained by the periodic blending and rebalancing of these asset classes. In addition to a disciplined asset allocation model, the strategies will be invested in professionally managed index mutual funds. This methodology will hedge against poor investment manager selection and performance as well as keep investment cost low, providing the opportunity for better returns. Finally, the underlying funds will avoid investing in individual companies that derive a significant amount of their income from the areas of abortion, pornography, tobacco, gambling, and alcohol.

FAITH-BASED SCREENING METHODOLOGY A comprehensive set of faith-based values screens are applied in all of the investments. Screens applied in the portfolio management process allow investors to avoid owning securities in companies that choose to profit from businesses that are at odds with values consistent with a Christian lifestyle. Strict exclusionary screens are applied to companies involved in the businesses of abortion and pornography. In addition, investments are screened for businesses that are principally involved in gambling, or the manufacturing of alcoholic or tobacco products. The investments in Navigator employ only avoidance screens and do not dilute the portfolio by seeking to invest in companies that promote any individual cultural or social issue. This methodology gives the Navigator Strategies the ability to serve a rapidly growing number of investors seeking competitive investment returns without compromising their personal convictions.

PORTFOLIO MANAGEMENT The Steward Navigator Strategies are distributed by Capstone Asset Planning Company and managed by Capstone Asset Management Company.

STEWARD NAVIGATOR STRATEGIES • 1.800.622.7526 • WWW.AGFINANCIAL.ORG

Steward Navigator 2020 AUTOMATIC ADJUSTMENTS

(06/30/11)

PERFORMANCE HISTORY

(As of 06/30/11)

PORTFOLIO

Target-date strategies automatically adjust the asset allocation, shifting the fund weight from stocks to bonds, as the target retirement date approaches.

CURRENT PORTFOLIO ALLOCATION

2ND QUARTER 2011

0.50%

YEAR-TO-DATE

3.81%

SINCE INCEPTION*

5.77%

*Annualized. The Steward Navigator is a unitized pool. Performance returns are historical and are calculated by determining the percentage change in the net asset value of all outstanding units valued at the end of the period. They include the reinvestment of all income. Past performance is no guarantee of future results. Investment return and principal value will fluctuate so that shares, when redeemed, may be worth more or less than their original cost. Performance may be lower or higher than quoted.

2020 PORTFOLIO ALLOCATION

Steward Small-Mid Cap Ehanced Index 10% Steward Global Cash Equity Income 3% 12% Steward International Enhanced Index 13% Steward Select Bond 47%

Steward Large Cap Enhanced Index 15%

Steward Navigator 2030 AUTOMATIC ADJUSTMENTS

(06/30/11)

PERFORMANCE HISTORY

(As of 06/30/11)

PORTFOLIO

Target-date strategies automatically adjust the asset allocation, shifting the fund weight from stocks to bonds, as the target retirement date approaches.

CURRENT PORTFOLIO ALLOCATION

2ND QUARTER 2011

0.26%

YEAR-TO-DATE

4.63%

SINCE INCEPTION*

5.40%

*Annualized. The Steward Navigator is a unitized pool. Performance returns are historical and are calculated by determining the percentage change in the net asset value of all outstanding units valued at the end of the period. They include the reinvestment of all income. Past performance is no guarantee of future results. Investment return and principal value will fluctuate so that shares, when redeemed, may be worth more or less than their original cost. Performance may be lower or higher than quoted.

2030 PORTFOLIO ALLOCATION

Steward Small-Mid Cap Ehanced Index 12% Steward Global Cash Equity Income 3% 14%

Steward Select Bond 37%

Steward International Enhanced Index 16% Steward Large Cap Enhanced Index 18%

This is not an offer to sell or a solicitation. Before investing you should carefully consider investment objectives, risks, charges, and expenses as offered by prospectus. This and other information can be obtained by contacting AG Financial Wealth Management Solutions LLC.

STEWARD NAVIGATOR STRATEGIES • 1.800.622.7526 • WWW.AGFINANCIAL.ORG

Steward Navigator 2040 AUTOMATIC ADJUSTMENTS

(06/30/11)

PERFORMANCE HISTORY

(As of 06/30/11) PORTFOLIO

Target-date strategies automatically adjust the asset allocation, shifting the fund weight from stocks to bonds, as the target retirement date approaches.

CURRENT PORTFOLIO ALLOCATION Cash 3% Steward Select Bond 28%

2ND QUARTER 2011

0.17%

YEAR-TO-DATE

5.01%

SINCE INCEPTION*

5.20%

*Annualized. The Steward Navigator is a unitized pool. Performance returns are historical and are calculated by determining the percentage change in the net asset value of all outstanding units valued at the end of the period. They include the reinvestment of all income. Past performance is no guarantee of future results. Investment return and principal value will fluctuate so that shares, when redeemed, may be worth more or less than their original cost. Performance may be lower or higher than quoted.

2040 PORTFOLIO ALLOCATION

Steward Small-Mid Cap Ehanced Index 14% Steward Global Equity Income 16%

Steward Large Cap Enhanced Index 21%

Steward International Enhanced Index 18%

Steward Navigator 2050 AUTOMATIC ADJUSTMENTS

(06/30/11)

PERFORMANCE HISTORY

(As of 06/30/11)

PORTFOLIO

Target-date strategies automatically adjust the asset allocation, shifting the fund weight from stocks to bonds, as the target retirement date approaches.

CURRENT PORTFOLIO ALLOCATION

2ND QUARTER 2011

-0.10%

YEAR-TO-DATE

4.35%

SINCE INCEPTION*

N/A

*Annualized. The Steward Navigator is a unitized pool. Performance returns are historical and are calculated by determining the percentage change in the net asset value of all outstanding units valued at the end of the period. They include the reinvestment of all income. Past performance is no guarantee of future results. Investment return and principal value will fluctuate so that shares, when redeemed, may be worth more or less than their original cost. Performance may be lower or higher than quoted.

2050 PORTFOLIO ALLOCATION

Steward Small-Mid Cap Ehanced Index 16% Cash 3% Steward Select Bond 17% Steward Large Cap Enhanced Index 24% Steward Global Equity Income 19% Steward International Enhanced Index 21% This is not an offer to sell or a solicitation. Before investing you should carefully consider investment objectives, risks, charges, and expenses as offered by prospectus. This and other information can be obtained by contacting AG Financial Wealth Management Solutions LLC.

STEWARD NAVIGATOR STRATEGIES • 1.800.622.7526 • WWW.AGFINANCIAL.ORG