wise, frugal, prudent, and making provision for the future while


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D&C 68:31 SPEND

Pay Your Debts

Be Wise

less than you

EARN

Jacob 2:18

D&C 38:30

Save

Provident living is being “wise, frugal, prudent, and making provision for the future while attending to immediate needs.” - Barbara B. Smith

Be Disciplined

Make a Spending Plan Be Unselfish

Invest

Learn Skills

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Tithe

EARN

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YW Manual 2010 Lesson 46 “Financial Responsibility” Copy heavy wieght pattern paper; cut out bold lines; fold on dotted lines; glue pattern-side of bottom (middle section) to front and back “flaps” of purse; cut out purse handle and glue in middle; add button to front closure; glue circle financial tips to pennies.

D&C 68:31 SPEND

Pay Your Debts

Be Wise

less than you

EARN

Jacob 2:18

D&C 38:30

Save

Provident living is being “wise, frugal, prudent, and making provision for the future while attending to immediate needs.” - Barbara B. Smith

Be Disciplined

Make a Spending Plan Be Unselfish

Invest

Learn Skills

_

_

_

_

_

_

_

Tithe

EARN

_

_

_

_

_

_

_

Copy on heavy-weight pattern paper; cut out bold lines; fold on dotted lines; glue pattern-side of bottom (middle section) to front and back “flaps” of purse; cut out purse handle and glue in middle; add button to front closure; glue circle financial tips to pennies.